With FOREX Credit Card you have up to 55 days of interest-free credit. In addition, you choose how you want to pay. Pay the full amount directly or split your payment, minimum 3% of the account debt, minimum 150 SEK. Your purchases are collected on a monthly invoice and if you pay the full amount, no interest will be added.
Pay the way you want
Facts about payments
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Facts and calculation examples
With FOREX Credit Card you can make payments and withdraw cash. Regular annual fee 225 SEK. Credit interest rate is currently 16.49% (2025-09-06), variable. For a utilized credit of 20,000 SEK, the effective interest rate is 16.50% when paying by e-invoice and the total amount to be paid is 21,670 SEK when paying by e-invoice. The amount is calculated based on an example where the credit is repaid in 12 months (average installment amount 1,806 SEK when paying by e-invoice) and that 39 interest-free days are utilized and that the credit is utilized without a fee for cash withdrawal. Cash withdrawals within the EU/EEA incl. Sweden cost 2% of the withdrawn amount, however, a minimum of 40 SEK per withdrawal.
Cash withdrawals outside the EU/EEA and at FOREX (ATM/store) are free of charge. The currency exchange surcharge is 0% on the exchange rate. If the entire account debt is not paid at once, the account debt must be repaid through monthly payments of at least 3%. The minimum payment amount is, however, SEK 150, but no more than the debt on the account. The cancellation fee is SEK 29/paper invoice, SEK 0 if you use e-invoice. The agreement is valid until further notice and the right of withdrawal applies.
FOREX AB cooperates with Entercard Group AB and is a credit intermediary for payment and credit cards. Creditor: Entercard Group AB (corporation number 556673-0585) 105 34 Stockholm. The company is supervised by the Swedish Financial Supervisory Authority.
